From our experience with selling life insurance, there are two main questions that arise:
- Do I qualify?
- How much is it?
Both are great questions and the answer is as individual as the person asking them.
Let’s face it... the insurance companies are counting on you to stay alive for a considerable amount of time, thus allowing you to pay in your premiums every year for as long as possible. So it's fair to assume that they want an individual to be as healthy as possible, given their age and lifestyle.
The balance, however, comes from being realistic about one's health and using that to determine the type of life insurance they need. At Thompson & Linscott, we have access to a wide variety of insurance carriers — some with no medical examination required.
The best question to ask yourself is this: Why do I need life insurance? Perhaps it’s for funeral and burial expenses or to pay off a mortgage or college education. There are countless reasons why people — and yes, businesses — buy life insurance. Let Thompson & Linscott help you to figure it all out. We will take the time to listen to your needs and come up with a solution that works best for you as well as your budget.
Why not call us today to discuss your particular life insurance needs?